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Apply for a health care cash plan
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Health care cash plans for individuals

Helping you cover the everyday costs of health care

If your answer is yes to one or more of the following questions it might be worth joining Sovereign Health Care.

  • Worried about paying for dental treatment?
  • Would you like designer glasses but can’t afford the luxury?
  • Have you thought about the cost of going into hospital?
  • Are you making plans to have children?

The Sovereign Health Care cash plan pays tax free cash back towards a range of everyday, essential health care costs including:

  • Dental health care
  • Glasses/Contact lenses
  • Physiotherapy
  • Chiropody
  • Reflexology
  • Hospital stays (in-patient and day case admission)
  • Maternity/Adoption
  • Hospital consultant fees
  • Health screening 
  • Home care






  • From just £7.80 per month, you can start to be proactive about budgeting for your health care. There are 7 levels of cover so you can choose the level that best suits your needs and the same price applies to everyone at each level of cover regardless of gender, age or medical history. Anyone under the age of 76 can join and no medical is needed. Plus dependant children are covered at no extra cost on specified benefits.

    Apply for your health care cash plan today and get £15 in M&S vouchers.

    Claim immediately - cover from day one

    You can claim immediately as we will waive the usual 13 week qualifying period. Cover commences from the date on your policy certificate and you can claim for treatment received on or after this date. Cover for all benefits is immediate except for the maternity/adoption benefit which has a 52 week qualifying period. Pre-existing conditions (a condition that existed prior to joining) are not covered except for optical, dental, chiropody/podiatry and health screening benefits.

     
    More about health care plans
    Apply for individual health plans