We all know it's important to look after our health, but it's easy to delay a dental appointment or put off getting that new pair of glasses to try and ease the pressure on the household budget.
A health plan could help save you and your family money. It allows you to claim cash back towards everyday health care costs such as dental and optical bills and prescription charges, as well as a range of other benefits. Just choose the level of cover that best suits your needs. Our health plans are there to be used and the cost of the plan won't change just because you make a claim.
As an added bonus, when you apply for a health plan with Sovereign Health Care you'll receive £15 in M&S vouchers (terms and conditions apply).
Apply for a health plan today
- Receive £15 in M&S vouchers
- Benefit from immediate cover*
- No medical is needed
- Free cover for dependent children under 18 on specified benefits - providing cost effective cover for your family
- No fixed term - you pay for your policy monthly
- Anyone under the age of 76 can apply

M&S voucher offer terms and conditions
- £15 in M&S vouchers will be sent to the new customer subject to the application form being submitted and accepted, either by phone, online or by post.
- To qualify, the new customer must remain a customer beyond the 14 day cooling off period.
- Vouchers will be sent by post within 8 weeks of the application being accepted subject to payment of the first monthly premium.
- No alternatives to this promotion will be offered.
*Immediate cover from day one
You can claim straight away for treatment received on or after your policy start date except for benefits with a qualifying period. Laser or refractive eye surgery (within the optical benefit) has a 12 month qualifying period. The birth/adoption benefit has a 6 month qualifying period. A 6 month qualifying period for pre-existing conditions applies on physiotherapy/osteopathy/chiropractic, hospital in-patient, hospital day case admission, hospital consultant fees and diagnostic tests, hearing aids and specialist medical aids.