Could you afford to keep up with your financial commitments if you were unable to work due to illness or injury?

We have chosen to work with PG Mutual to offer Income Protection Plus; a plan that you can tailor  to suit your needs and which pays a regular income if you can’t work due to illness or injury. Cover isn’t just provided for short-term illness or injury either, the plan provides you with an income up to the age of 65 if you are unable to return to work before this time.

And the plus…

As well as providing you with a regular monthly income for an affordable monthly cost, you also benefit from a profit share scheme that is topped-up annually from any profits – the longer you have your Income Protection Plus plan the bigger your potential maturity payment – and there’s no penalty for making claims against your policy.

As an extra PLUS, you’ll have access to a member benefits scheme which provides a whole range of discounts on popular brands and services.

Take out cover today and you’ll receive a 15% discount on your first 2 years cover, plus £50 in One4all vouchers that can be used online and in store.*

Use our Quick Quote now to see how little it could cost you to protect your income, or click below to find out more.


Income Protection Plus for businesses

Income Protection Plus is also available for businesses wanting to limit their financial liability when it comes to sick pay and protect the income of their employees. To find out more, click here.

*This offer applies to new PG Mutual members only and is subject to underwriting and PG Mutual’s policy terms and conditions. New members will automatically receive a 15% discount on their monthly premiums for the first 24 months of their policy. £50 in One4all vouchers will be sent to the new policyholder by post after 3 months premiums have been received by PG Mutual. No alternatives to this promotion will be offered. PG Mutual reserves the right to alter, cancel or withdraw the offer at any time.

Sovereign Assured Partners Limited, which is a wholly owned subsidiary of Sovereign Health Care, has chosen to work with PG Mutual, a not-for-profit membership organisation, specialising in income protection since 1928. Any reference to ‘We’, ‘Us’ and ‘Our’ is to PG Mutual, the Insurer for Income Protection Plus.

Why Income Protection Plus?

Why Income Protection Plus?

In the last 3 years, 95% of all claims have been paid out totalling over £1.8 million

No waiting period
Cover starts as soon as your first contribution is paid.
Tailored to suit you
Build your plan to suit your individual needs.
No penalties
Your subscriptions will not be penalised for any claims you make.
No limit on claims
No cap on the number of claims you can make.
Profit share
Share in any profits through a profit share scheme.

Sovereign Assured Partners Limited is an Introducer Appointed Representative of PG Mutual, the trading name of Pharmaceutical & General Provident Society Ltd. Sovereign Assured Partners Limited is a wholly owned subsidiary of Sovereign Health Care. Sovereign Assured Partners Limited is registered in England no 10224830. Registered office: Royal Standard House, 26 Manningham Lane, Bradford BD1 3DN.

Pharmaceutical & General Provident Society Ltd is a Friendly Society incorporated under the Friendly Societies Act 1992, Registered Number 462F. Registered office: 11 Parkway, Porters Wood, St Albans, Hertfordshire AL3 6PA. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 110023.

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