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PAY BY PAYROLL DEDUCTION
FROM £2.28 A WEEK
NO ANNUAL CONTRACT
Affordable Good All Round health cover – from £2.28 a week
Looking after your health is important but it can be costly. Fortunately our Good All Round cash plan can help with your everyday health expenses, so paying for check-ups and treatment isn’t as much of a worry.
Here’s how our Good All Round cash plan works…
You can claim, up to your cover level limit, 100% of your dental and optical costs and up to 50% of other health costs including prescription charges, physiotherapy, chiropody and much more. Good All Round also pays a fixed sum if you have to spend time in hospital.
From top to toe we can help with your health costs – click here to see what’s included. No medical is needed and there are five levels of cover to choose from. Plus, join today and receive £20 in M&S vouchers.*
No joining age limit and up to four dependent children covered for free
We’ve waived the usual maximum age limit of 65 when you join and pay by payroll deduction. For no extra cost, an adult’s plan covers up to four dependent children aged under 18 too. They enjoy all the same benefits as you, except birth/adoption, and they even get their own payback allowance. Plus you can pay to cover your partner or other family members too.
Claiming is easy
You can claim from day one and you have 12 months from the date of treatment to make a claim. Some benefits have a qualifying period, click here for more details. You can claim online or by post and the money can be paid directly into your bank account. You cannot currently make dependent child claims online and should send these by post.
Access exclusive member benefits**
When you register for the online customer area, not only can you claim online, you can also access a 24-hour GP service where you can speak to a practising NHS GP wherever you are in the world. Plus, through Sovereign Perks you can access a range of online and high street discounts.
Here are some frequently asked questions about Good All Round:
Who can join?
To join the Good All Round cash plan you must be aged 18 or over and a permanent UK resident. We’ve waived the usual maximum age limit of 65 when you join and pay by payroll deduction. If you are between the ages of 16 and 18 and in full time employment, we may consider your application on an exceptional basis. For no extra cost, an adult’s plan can cover up to four dependent children aged under 18 too. They enjoy all the same benefits as you, except birth/adoption, and they even get their own payback allowance.
How much can I claim?
Here is an example of how level 2 Good All Round cover could help you keep on top of your everyday health care costs. This costs £15.60 per person, per month (£187.20 per year).
Scroll to see more| Amount paid for treatment | Cash back from Sovereign | Total amount you can claim back per claiming year | Amount you have left to claim | ||
 |
NHS dental check-up and treatment | £73.50 | £73.50 | £90 | £16.50 |
 |
Eye test and contact lenses - 100% payback | £70 | £70 | £90 | £20 |
 |
Four physiotherapy sessions at £40 each - 50% payback | £160 | £80 | £300 | £220 |
 |
Three NHS prescriptions at £9.90 each - 50% payback | £29.70 | £14.85 | £24 | £9.15 |
| Total | £333.20 Paid for treatment | £238.35 Cash back from Sovereign | |||
NHS costs correct at 01/05/2024
If you claimed for dental, optical, physiotherapy and prescription costs, you could get £238.35 cash back on the £333.20 you spent on treatment. Please note, physiotherapy has a 6 month qualifying period for pre-existing conditions.
Click here for details of the full range of benefits you can claim for.
How do I make a claim?
Claiming is easy – you can send your claim online or by post, it’s entirely up to you! Once received, your claim will be processed promptly and your money can go directly into your bank account. Please note, you cannot currently make dependent child claims online – you must send these by post.
How soon can I make a claim?
When you join the Good All Round cash plan, you can claim from day one but there’s no rush, you have 12 months from the date of treatment to submit a claim. Some benefits have a qualifying period, please click here to find out more.
Can I cover my family?
Of course, you can include up to four dependent children aged under 18 who live with you for free on your policy. Each child has their own payback allowance and is covered at the same level as the policyholder for all benefits except birth/adoption.
You also have the option of paying to cover your partner or additional family members too. It’s a great way to help them stay healthy!
What member benefits do I have access to?
When you register for the online customer area, you’ll get access to these exclusive Sovereign member benefits**:
GP24
With GP24, you have convenient access to a practising NHS GP, wherever you are in the world. The services are available over the phone or online, and include:
- 24/7 GP telephone consultations
- Private prescription service
- Online webcam GP consultations
Sovereign Perks
Enjoy a wide range of online and high street discounts, including:
- Gym membership and shopping vouchers
- Family entertainment and attractions
- Hotels and holiday extras
- Car insurance and maintenance
Sovereign Perks also provides access to a 24-hour confidential telephone helpline and digital services to support your wellbeing.
I’m an existing policyholder, can I change my level of cover?
You can increase or decrease your level of cover to suit your needs and budget, though you must remain at your new level of cover for 12 months before you change again.
To change your level of cover simply call us on 01274 841130 or:
1. Download and print the application form and fill in the section titled ‘Your details’ and then complete the ‘Choose your level of cover’ section to change your policy
2. Remember to sign the declaration at the end of the application form to authorise the changes
3. Return the form in an envelope to: FREEPOST SOVEREIGN HEALTH (no stamp or other address details needed)
I’m an existing policyholder, can I cover my partner and/or a family member?
If you are already a policyholder, you can apply to cover your partner or family members too so they can enjoy the benefits of the Good All Round cash plan. They’ll also receive £20 in M&S vouchers if they join.*
To apply to cover a partner or family member simply call us on 01274 841130 or:
1. Download and print the application form and fill in all sections
2. Remember to sign the declaration at the end of the application form to authorise the changes
3. Return the form in an envelope to: FREEPOST SOVEREIGN HEALTH (no stamp or other address details needed)
*Voucher offer only available to new customers of Sovereign Health Care who pay their premiums by payroll deduction. £20 in M&S vouchers will be sent to the new customer subject to the application form being submitted and accepted. If the new customer is introduced by an existing Sovereign customer, £20 in M&S vouchers will also be sent to the existing customer subject to their policy number being quoted by the new customer at the point of application and the application being accepted. To qualify for the voucher offer, the new customer must remain a customer beyond the 14 day cooling off period. Vouchers will be sent by post within 8 weeks of the application being accepted subject to payment of the first monthly premium. No alternatives to this promotion will be offered. Sovereign Health Care reserves the right to alter, cancel or withdraw the offer at any time.
**The GP24 service is provided by HealthHero on behalf of Sovereign Health Care. By using the GP24 service, you agree to HealthHero’s terms and conditions, which are available on the GP24 app. Terms and conditions apply to the use of Sovereign Perks, details of which are available through our secure customer area. Sovereign Perks is managed and run on behalf of Sovereign Health Care by Parliament Hill Ltd using third part partners. Any purchases you make will be with the relevant third party and not Sovereign Health Care and will be subject to their terms. All offers may be withdrawn or changed without notice.