Merit is our entry-level employer paid health care cash plan and costs just 96p per employee, per week, so looking after your employees is more affordable than you might think. With one simple level of cover, Merit can be provided to all of your employees and what’s more, as it also covers pre-existing conditions, everyone can use it from day one.

As an added bonus, your employees will have online access to exclusive member benefits including online and high street discounts and a 24 hour GP service.

By providing them with Merit cover, your employees can claim back money towards a range of everyday health care costs, so they hopefully won’t have to make a choice between their health and their finances. Plus, you also have the option of adding an Employee Assistance Programme to assist your cover. Please call our business team on 01274 841 127 to find out more.

What Merit covers

The table below details the cover provided.

Cover amount
Monthly premium - per employee £4.15
Annual product benefits Cover amount Payback
Everyday essentials
Dental up to £55 100%
Optical up to £55 100%
Help to keep you ticking over
Physiotherapy / Osteopathy / Chiropractic
including cover for PMI excess
up to £125 100%
Chiropody / Podiatry up to £40 100%
Acupuncture / Homeopathy / Reflexology up to £40 100%
Health screening† up to £105 100%
Support if you need hospital treatment
Hospital consultant fees and diagnostic tests
including cover for PMI access
up to £105 100%
Hospital day case admission £25per day Max 5 days
Monthly premium - optional partner cover
Your employees can pay to cover their partner £6.25

Premiums are inclusive of Insurance Premium Tax (IPT). Please see the Merit terms and conditions for full details.

†Where an employer provides employees with direct access to a health screen through a third party practitioner, employees will only be entitled to claim through their Merit policy for the cost of this type of health screen once in any two year period.

Here’s how Merit can benefit your business…


  • Help your employees afford their everyday health care
  • Encourages treatment and fast diagnosis
  • Provide a basic level of health cover for your employees

Budget friendly

  • Cover is just £4.15 per employee, per month (equivalent to 96p per week)
  • Can cover PMI excesses
  • Helps meet DSE regulations and saves on standalone eye test provisions


  • An alternative or complement to salary increases and bonuses
  • Use as a tool to retain the best employees
  • Reward length of service and good performance

Immediate cover

  • Cover from day one regardless of age or medical history
  • Pre-existing conditions covered, no qualifying period
  • Quick and easy to implement

Straightforward, low cost. Why wait? Call us on 01274 841 127 or enquire online

Contact us today

Call us on 01274 841 127

Make an enquiry


Have you got any questions?

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