Claim money back towards the cost of check-ups and treatments from £2.28 a week

Looking after your health is important but it can be costly. Fortunately our Good All Round cash plan can help with your everyday health expenses, so paying for check-ups and treatment isn’t as much of a worry.

Here’s how our Good All Round cash plan works…   

You can claim, up to your cover level limit, 100% of your dental and optical costs and up to 50% of other health costs including prescription charges, physiotherapy, chiropody and much more. Plus, Good All Round pays a fixed sum if you have to spend time in hospital. Private and NHS treatments are covered and you can choose your own practitioner.

No medical is needed and there are five levels of cover to choose from. From top to toe we can help with your health costs – click here to find out more about what’s covered.

When you join, you’ll get £20 in M&S vouchers as a thank you – don’t forget to quote your organisation’s unique offer code in the ‘offer code’ field when you apply to receive this exclusive joining offer.*

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FREE cover for up to four dependent children aged under 18

Up to four dependent children aged under 18 are covered for FREE – each child has their own payback allowance and is covered at the same level as the policyholder for all benefits except birth/adoption. You can also pay to cover your partner or other family members too!

Claiming is easy

You can claim from day one and you’ve got 12 months from the date of treatment to make a claim. Some benefits have a qualifying period or a 6 month qualifying period for pre-existing conditions, click here for more details. You can claim online or by post and the money can be paid directly into your bank account. You cannot currently make dependent child claims online and should send these by post.

Access a 24-hour GP service** 

When you register for the online customer area, not only can you claim online, you can also access a 24-hour GP service where you can speak to a practising NHS GP wherever you are in the world.

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There's even more to our cash plan

There's even more to our cash plan

Get £20 in M&S vouchers when you join*
Remember to quote your organisation’s unique offer code
Free cover for up to four dependent children aged under 18
Covered at the same level as you for all benefits except birth/adoption
Claim back NHS and private treatment costs
You can choose the practitioner you want to see
Worldwide cover
Get money back for treatment you've received anywhere in the world

Here are some frequently asked questions about Good All Round:

Who can join?

To join the Good All Round cash plan you must be age 18 or over and under the age of 66 and a permanent UK resident. If you are between the ages of 16 and 18 and in full time employment, we may consider your application on an exceptional basis. For no extra cost, an adult’s plan can cover up to four dependent children aged under 18 too. They enjoy all the same benefits as you, except birth/adoption, and they even get their own payback allowance.

How much can I claim?

Here is an example of how level 2 Good All Round cover could help you keep on top of your everyday health care costs. This costs £15.60 per person, per month (£187.20 per year).

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Amount paid for treatment Cash back from Sovereign Total amount you can claim back per claiming year Amount you have left to claim
NHS dental check-up and treatment £73.50 £73.50 £90 £16.50
Eye test and contact lenses - 100% payback £70 £70 £90 £20
Four physiotherapy sessions at £40 each - 50% payback £160 £80 £300 £220
Three NHS prescriptions at £9.65 each - 50% payback £28.95 £14.48 £24 £9.52

NHS costs correct at 01/01/2024

If you claimed for dental, optical, physiotherapy and prescription costs, you could get £235.18 cash back on the £329.65 you spent on treatment. Please note, physiotherapy has a 6 month qualifying period for pre-existing conditions.

Please see the table of benefits for details of the full range of benefits you can claim for.

How do I make a claim?

Claiming is easy – you can send your claim online or by post, it’s entirely up to you! Once received, your claim will be processed and your money can go directly into your bank account. Please note, you cannot currently make dependent child claims online – you must send these by post.

How soon can I make a claim?

When you join the Good All Round cash plan, you can claim from day one but there’s no rush, you have 12 months from the date of treatment to submit a claim. Some benefits have a qualifying period, please take a look at the table of benefits to find out more.

Can I cover my family?

Of course, you can include up to four dependent children aged under 18 who live with you for free on your policy. Each child has their own payback allowance and is covered at the same level as the policyholder for all benefits except birth/adoption.

You also have the option of paying to cover your partner or additional family members too. It’s a great way to help them stay healthy!

Receive £20 in M&S vouchers*

when you quote your organisation's unique offer code
in the 'offer code' field

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*Exclusive Sovereign Health Care joining offer – M&S voucher offer terms and conditions
M&S voucher offer only available to new customers of Sovereign Health Care who join the Good All Round cash plan and pay by Direct Debit. To qualify for the voucher offer, the new customer must quote their organisation’s dedicated offer code in the ‘offer code’ field of the online application form, and remain a customer beyond the 14 day cooling off period. £20 in M&S vouchers will be sent to the new customer subject to the Good All Round online application form being submitted with a valid offer code and accepted. Vouchers will be sent by post within 8 weeks of the application being accepted subject to payment of the first monthly premium. No alternatives to this promotion will be offered. Sovereign Health Care reserves the right to alter, cancel or withdraw the offer at any time.

**The GP24 service is provided by HealthHero on behalf of Sovereign Health Care. By using the GP24 service, you agree to HealthHero’s terms and conditions, which are available on the GP24 app.

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