Looking after your health is important but it can be costly. Fortunately our Good All Round cash plan can help with your everyday health expenses, so paying for check-ups and treatment isn’t as much of a worry.
You can claim, up to your cover level limit, 100% of your dental and optical costs and up to 50% of other health costs including prescription charges, physiotherapy, chiropody and much more. Plus, Good All Round pays a fixed sum if you have to spend time in hospital. Private and NHS treatments are covered and you can choose your own practitioner.
No medical is needed and there are five levels of cover to choose from. From top to toe we can help with your health costs – click here to find out more about what’s covered.
When you join, you’ll get £20 in M&S vouchers as a thank you – don’t forget to quote your organisation’s unique offer code in the ‘offer code’ field when you apply to receive this exclusive joining offer.*
Dependent children under the age of 18 are covered for FREE – each child has their own payback allowance and is covered at the same level as the policyholder for all benefits except birth/adoption. You can also pay to cover your partner or other family members too!
You can claim from day one and you’ve got 12 months from the date of treatment to make a claim. Some benefits have a qualifying period or a 6 month qualifying period for pre-existing conditions, click here for more details. You can claim online or by post and the money can be paid directly into your bank account.
When you register for the online customer area, not only can you claim online, you can also access a 24-hour GP service where you can speak to a practising UK GP wherever you are in the world.
Anyone under the age of 66 can join. There’s no medical needed and everyone pays the same regardless of age, medical history or how often you claim.
For no extra cost, an adult’s plan can cover children under 18 too. They enjoy all the same benefits as you, except birth/adoption, and they even get their own payback allowance.
Here is an example of how level 2 Good All Round cover could help you keep on top of your everyday health care costs. This costs £14.43 per person, per month (£173.16 per year).Scroll to see more
|Amount paid for treatment||Cash back from Sovereign||Total amount
you can claim per benefit year
|Amount you have left to claim|
|NHS dental check-up and treatment||£70.70||£70.70||£90||£19.30|
|Eye test and contact lenses - 100% payback||£70||£70||£90||£20|
|Four physiotherapy sessions at £40 each - 50% payback||£160||£80||£300||£220|
|Three NHS prescriptions at £9.65 each - 50% payback||£28.95||£14.48||£24||£9.52|
|Total||£329.65 Paid for treatment||£235.18 Cash back from Sovereign|
NHS costs correct at 07/06/2023
If you claimed for dental, optical, physiotherapy and prescription costs, you could get £235.18 cash back on the £329.65 you spent on treatment. Please note, physiotherapy has a 6 month qualifying period for pre-existing conditions.
Claiming is easy – you can submit your claim online or via post, it’s entirely up to you! Once received, your claim will be processed and your money can go directly into your bank account.
When you join the Good All Round cash plan, you can claim from day one but there’s no rush, you’ve got 12 months from the date of treatment to submit a claim. Some benefits have a qualifying period, please take a look at the table of benefits to find out more.
Of course, you can include any dependent children under the age of 18 who live with you for free on your policy. Each child has their own payback allowance and is covered at the same level as the policyholder for all benefits except birth/adoption.
You also have the option of paying to cover your partner or additional family members too. It’s a great way to help them stay healthy!
when you quote your organisation's unique offer code
in the 'offer code' field
*Exclusive Sovereign Health Care joining offer – M&S voucher offer terms and conditions
M&S voucher offer only available to new customers of Sovereign Health Care who join the Good All Round cash plan and pay by Direct Debit. To qualify for the voucher offer, the new customer must quote their organisation’s dedicated offer code in the ‘offer code’ field of the online application form, and remain a customer beyond the 14 day cooling off period. £20 in M&S vouchers will be sent to the new customer subject to the Good All Round online application form being submitted with a valid offer code and accepted. Vouchers will be sent by post within 8 weeks of the application being accepted subject to payment of the first monthly premium. No alternatives to this promotion will be offered. Sovereign Health Care reserves the right to alter, cancel or withdraw the offer at any time.
**Sovereign Health Care Member Benefits are discretionary, non-contractual and can be withdrawn or changed at any time. The GP24 service is provided by HealthHero on behalf of Sovereign Health Care. Terms and conditions apply to the use of the GP24 service, details of which are available through the GP24 web app. By using the GP24 service, you agree to HealthHero terms and conditions. All services may be withdrawn or changed without notice.