Lines are open Monday to Thursday from 9am to 5pm, and Fridays from 9am to 4pm
An exclusive health care cash plan especially for Morrisons colleagues
The Morrisons health care cash plan, provided by Sovereign Health Care, starts from £1.95 per week and, when the time comes that you need new glasses, have to visit the dentist or spend money on prescriptions, you can claim money back. Plus get £20 in Morrisons vouchers when you join!*
See below for more information about how the Morrisons health care cash plan works, how to apply and useful downloads.
How does it work?
When you make a claim, you’ll receive back 100% of your dental and optical costs up to your cover level limit. For all other benefits, you’ll receive back 50% of your costs up to your cover level limit, and some benefits pay a fixed sum. See the table of benefits for more details. It covers NHS and private treatment and you can choose your practitioner.
Access exclusive member benefits**
When you register for Sovereign’s online customer area, not only can you claim online, you can also access a 24-hour GP service where you can speak to a practising NHS GP wherever you are in the world. Plus, through Sovereign Perks you can access a range of online and high street discounts.
Who can join?
This health care cash plan is exclusively for Morrisons colleagues and as long as you are an employee of Morrisons you can apply to join. No medical is needed and the same price applies to everyone regardless of age or medical history. Plus, for no extra cost, an adult’s plan covers up to four dependent children, aged under 18, for many of the benefits. You can also pay to cover your partner or a family member, and they’ll receive £20 in Morrisons vouchers too as a thank you.*
How much can I claim?
This example is based on you having level 3 cover, which costs £2.94 per person per week (£152.88 per year). If you were to claim on dental, optical, physiotherapy and prescription costs you could get £278.35 cash back on the £373.20 you spent on treatment. Please note physiotherapy has a 6 month qualifying period for pre-existing conditions.
Scroll to see more| Payback level of the cash plan | Amount paid for treatment | Cash back from Sovereign | Total amount you can claim back per claiming year |
Amount you have left to claim | |
| 100% | £73.50 | £73.50 | £105 | £31.50 | |
| 100% | £110 | £110 | £135 | £25 | |
| 50% | £160 | £80 | £375 | £295 | |
| 50% | £29.70 | £14.85 | £24 | £9.15 | |
| Total | £373.20 Paid for treatment | £278.35 Cash back from Sovereign | |||
NHS costs correct at 01/05/2024
Please see the table of benefits for details of the full range of benefits you can claim for.
How do I make a claim?
Claiming is easy – you can send your claim online or by post, it’s entirely up to you! Once received, your claim will be processed promptly and your money can go directly into your bank account. You’ve got plenty of time to claim, a whole 12 months from when you received treatment. You cannot currently make dependent child claims online and should send these by post.
How soon can I claim?
When you join the Morrisons health care cash plan you can claim straightaway for treatment received from the date your policy starts. However, certain benefits do have a qualifying period or a 6 month qualifying period for pre-existing conditions. The birth/adoption benefit has a 6 month qualifying period. A 6 month qualifying period for pre-existing conditions applies on physiotherapy/osteopathy/chiropractic/ sports massage, hospital in-patient, recuperation, hospital day case admission, hospital consultant fees and diagnostic tests, hearing aids and specialist medical aids.
How do I apply?
Applying is easy, simply fill in the short online application form. You’ll need your employee ID number to join – you can find this on your pay slip.
If you work for the Morrisons Gibraltar store please speak to your store personnel manager for the dedicated Gibraltar application form, or call +44 1274 841130 to request an application form.
Who is Sovereign Health Care?
Established in 1873 as a Bradford-based hospital fund, Sovereign Health Care has been helping to look after Morrisons colleagues for over 40 years. What’s more, because they have no shareholders, any surplus made is available to either reinvest in the business or award to charitable initiatives. In the last 16 years, over £10.2 million has been donated to health and wellbeing good causes.
I’m an existing policyholder, can I cover my partner or a family member?
If you are a Morrisons colleague and already a policyholder, you can apply to cover your partner or family members so they too can enjoy the exclusive benefits of the Morrisons health care cash plan. What’s more, they’ll also receive £20 in Morrisons vouchers as a thank you for joining!* To apply to cover a partner or family member simply:
- Call us on 01274 841 130. Lines are open Monday to Thursday from 9am to 5pm, and Fridays from 9am to 4pm.
- Download or print the application form, then fill in all sections. Remember to sign the declaration at the end of the application form to authorise the changes, then return the form in an envelope to: FREEPOST SOVEREIGN HEALTH (no stamp or other address details needed)
I’m an existing policyholder, can I change my level of cover?
You can increase or decrease your level of cover to suit your needs and budget, though you must remain at your new level of cover for 12 months before you change again. To change your level of cover simply:
- Call us on 01274 841 130. Lines are open Monday to Thursday from 9am to 5pm, and Fridays from 9am to 4pm.
- Download or print the application form, then fill in all sections. Remember to sign the declaration at the end of the application form to authorise the changes, then return the form in an envelope to: FREEPOST SOVEREIGN HEALTH (no stamp or other address details needed)
If you have any questions please call 01274 841 130. Lines are open Monday to Thursday from 9am to 5pm, and Fridays from 9am to 4pm.
To go to the Morrisons colleague benefits platform click here.
Here are some useful documents:
*Voucher offer details: £20 in Morrisons vouchers will be sent to the new customer subject to the application form being submitted and accepted by Sovereign Health Care. If the new customer is introduced by an existing Sovereign Health Care customer, £20 in Morrisons vouchers will also be sent to the existing customer subject to their policy number being quoted by the new customer at the point of application and the application being accepted. To qualify, the new customer must remain a customer beyond the 14 day cooling off period. Vouchers will be sent by post. No alternatives to this promotion will be offered. Sovereign Health Care reserves the right to alter, cancel or withdraw the offer at any time.
**The GP24 service is provided by HealthHero on behalf of Sovereign Health Care. By using the GP24 service, you agree to HealthHero’s terms and conditions, which are available on the GP24 app. Terms and conditions apply to the use of Sovereign Perks, details of which are available through our secure customer area. Sovereign Perks is managed and run on behalf of Sovereign Health Care by Parliament Hill Ltd using third party partners. Any purchases you make will be with the relevant third party and not Sovereign Health Care and will be subject to their terms. All offers may be withdrawn or changed without notice.